Miriam Rosebrook

Miriam Rosebrook

A twitter specialist. Total social media expert and enthusiast. Subtly charming internet trailblazer.

48 Total Articles
Why Does House Always Borrow Money? An Expert's Perspective

Why Does House Always Borrow Money? An Expert's Perspective

It is no secret that homeowners' indebtedness is heavily influenced by a combination of effects on wealth and the...

What is the Best Option: Cash Out Refinance or Home Equity Loan?

What is the Best Option: Cash Out Refinance or Home Equity Loan?

Cash refinances and home-equity loans are two of the most popular tools available to access the equity accumulated in...

Where to Get Cash to Buy a House: A Comprehensive Guide

Where to Get Cash to Buy a House: A Comprehensive Guide

Cash offers have influence and vendors are more likely to accept them than offers from people in need of a mortgage....

Unlocking the Benefits of Cash-Out Refinancing

Unlocking the Benefits of Cash-Out Refinancing

If you have equity in your home, you may be able to unlock its value and use it to your advantage. Homeowners have...

What is the Difference Between Refinance and Cash-Out Refinance?

What is the Difference Between Refinance and Cash-Out Refinance?

When it comes to managing your finances, you have a few options to consider. Refinancing and cash-out refinancing are two ...

Can I Pay Off My Home Loan Early? A Guide to Mortgage Prepayment

Can I Pay Off My Home Loan Early? A Guide to Mortgage Prepayment

In most cases, you can pay off your mortgage early without penalty, but there are a few things to consider before doing...

What are the Benefits of a Cash-Out Refinance?

What are the Benefits of a Cash-Out Refinance?

When it comes to buying a home, cash-out refinancing is an attractive option for many homeowners. A cash-out refinance is ...

What Happens to Unused Home Loan Money?

What Happens to Unused Home Loan Money?

You may have come across a situation where you have applied for a loan for the maximum amount you qualify for, but...

Everything You Need to Know About Cash-Out Refinancing

Everything You Need to Know About Cash-Out Refinancing

Cash-out refinancing is a great way to access the equity of your home and use it for large expenses, such as medical or...

What is the difference between refinance and cash-out?

What is the difference between refinance and cash-out?

You can extract part of the capital from your home with cash back. Refinancing with a rate and term allows you to...

What Are the Benefits and Drawbacks of a Cash-Out Refinance?

What Are the Benefits and Drawbacks of a Cash-Out Refinance?

When it comes to refinancing your mortgage, there are a few options available. One of these is a cash-out refinance,...

Can You Take Cash Out of a Home Equity Line of Credit?

Can You Take Cash Out of a Home Equity Line of Credit?

During the life of a HELOC loan, you can withdraw money when you need it up to the approved limit of the loan, known as...

Everything You Need to Know About Cash-Out Refinancing

Everything You Need to Know About Cash-Out Refinancing

Cash-out refinancing is a great way to access the equity of your home and use it for a variety of purposes. It involves...

Everything You Need to Know About Cash Out Refinance Home Loans

Everything You Need to Know About Cash Out Refinance Home Loans

Cashout refinancing is a mortgage refinance option that allows you to convert home equity into cash. It involves taking...

What Does It Mean to Cash Out on Your House?

What Does It Mean to Cash Out on Your House?

A cash refinance is a way to replace your current mortgage with a new, larger loan, which pays you the difference between ...

How to Access the Equity in Your Home

How to Access the Equity in Your Home

If you have equity in your home, you can access it in several ways. Home equity loans, home equity lines of credit...

Understanding Cash-Out Refinancing: What It Is and How It Works

Understanding Cash-Out Refinancing: What It Is and How It Works

Cash-out refinancing is a mortgage refinance option that allows you to convert home equity into cash. When you receive a...

Using Cash-Out Refinance to Buy Investment Property: What You Need to Know

Using Cash-Out Refinance to Buy Investment Property: What You Need to Know

Investing in real estate can be a great way to build wealth and diversify your portfolio. One popular strategy used by...

Can I Withdraw Money From My Home Loan Account?

Can I Withdraw Money From My Home Loan Account?

There are several ways to access the equity in your home, such as home equity loans, home equity lines of credit...

Understanding the Benefits of a Cash-Out Refinance Loan

Understanding the Benefits of a Cash-Out Refinance Loan

Are you considering a cash-out refinance loan to access the equity in your home? This type of loan can be a great way to...

Everything You Need to Know About Cash Out Refinancing

Everything You Need to Know About Cash Out Refinancing

Cash out refinancing is a type of mortgage refinance that allows you to take advantage of the equity you have built up in ...

Everything You Need to Know About Taking Money Out of Your Home Loan

Everything You Need to Know About Taking Money Out of Your Home Loan

When you need a significant amount of money, taking advantage of the equity in your home can be a great option. There are ...

What is a Cash-Out Refinance and How Does it Work?

What is a Cash-Out Refinance and How Does it Work?

A cash-out refinance is a mortgage refinance option that allows you to convert home equity into cash. It is a powerful...

What is the maximum cash out on an investment property?

What is the maximum cash out on an investment property?

For refinancing with cash out of an investment property, the maximum LTV is 70 to 75 percent, depending on your lender...

Which Option is Best for Your Situation: Cash Out Refinance or Home Equity Loan?

Which Option is Best for Your Situation: Cash Out Refinance or Home Equity Loan?

Cash refinances and home-equity loans are two of the most popular tools available to homeowners who want to access the...

Which is Easier to Qualify For: Cash-Out Refinance or HELOC?

Which is Easier to Qualify For: Cash-Out Refinance or HELOC?

When it comes to accessing your home equity, cash-out refinancing and home equity lines of credit (HELOCs) are two...

Can You Use a Cash Out Refinance to Buy a House?

Can You Use a Cash Out Refinance to Buy a House?

You can use the withdrawn money from a cash out refinance to make a down payment on a second home or investment property. ...

Is Taking Cash Out of Your Home a Smart Move?

Is Taking Cash Out of Your Home a Smart Move?

A cash-out refinance can be a smart move if you can get a good interest rate for the new loan and you have a plan for the ...

Everything You Need to Know About Cash Home Loans

Everything You Need to Know About Cash Home Loans

Are you looking for a way to purchase a home without taking out a traditional mortgage? A cash home loan may be the...

What is Cash Out Refinancing and How Does it Work?

What is Cash Out Refinancing and How Does it Work?

Cash out refinancing is a type of mortgage refinance loan that allows you to take advantage of part of your home's equity ...

Everything You Need to Know About Cash Out Refinancing

Everything You Need to Know About Cash Out Refinancing

Cash out refinancing is a great way to access the equity you have built up in your home. It involves taking out a new...

Everything You Need to Know About Buying a Home with Cash

Everything You Need to Know About Buying a Home with Cash

Buying a home with cash may be an option for you, but it's not always the right decision. If you decide to finance your...

How much money do you get from a cash-out refinance?

How much money do you get from a cash-out refinance?

Generally, lenders will allow you to withdraw no more than 80% of the value of your home, but this can vary from lender...

Can I Take Cash Out of My Mortgage?

Can I Take Cash Out of My Mortgage?

If you have a high mortgage guarantee amount, you have more financing options available to you. Generally, borrowers must ...

What is the Difference Between Refinancing and Cash Out?

What is the Difference Between Refinancing and Cash Out?

When it comes to managing your finances, you have a few options to choose from. You can extract part of the equity in...

What is a Cash Loan for a House?

What is a Cash Loan for a House?

When it comes to buying a house, cash is king. A cash offer is an attractive option for sellers, as it means there is no...

Is Home Equity Loan Cheaper Than Refinancing?

Is Home Equity Loan Cheaper Than Refinancing?

Home Equity Loans are a more cost-effective option than full refinancing. They also tend to have much lower closing...

The Benefits of Buying a Home with Cash

The Benefits of Buying a Home with Cash

Buying a home with cash can be a great option for those who have the financial means to do so. Cash-only homes are often...

What Are the Benefits and Risks of Taking Out a Home Equity Loan?

What Are the Benefits and Risks of Taking Out a Home Equity Loan?

Taking out a home equity loan can be a great way to access a large sum of cash at a lower interest rate than other forms...

Everything You Need to Know About Cash Out Refinancing

Everything You Need to Know About Cash Out Refinancing

A cash-out refinance is a type of mortgage refinance that takes advantage of the capital you have accumulated over time...

Everything You Need to Know About Cash Out Refinancing

Everything You Need to Know About Cash Out Refinancing

Cash out refinancing is a type of mortgage refinance that allows you to access the equity you have built up in your home...

How Much Home Equity Can I Cash Out?

How Much Home Equity Can I Cash Out?

When it comes to cashing out home equity, the amount you can borrow varies from lender to lender. Generally, you can...

Should You Cash Out Your Home Loan?

Should You Cash Out Your Home Loan?

Cashout refinancing is a great way to take advantage of the equity you've built up in your home. It replaces your current ...

Understanding Cash Out Home Loans: What You Need to Know

Understanding Cash Out Home Loans: What You Need to Know

Cashout refinancing is a loan process that allows you to access the equity in your home. It involves taking out a new...

What Does It Mean to Cash Out on Your Mortgage?

What Does It Mean to Cash Out on Your Mortgage?

Cashout refinancing is a way to refinance your mortgage and get a lump sum of money at the same time. When you close your ...